Blog Credo

The whole aim of practical politics is to keep the populace alarmed (and hence clamorous to be led to safety) by menacing it with an endless series of hobgoblins, all of them imaginary.

H.L. Mencken

Tuesday, January 7, 2025

The Coming Crypto Bubble. The Coming Crypto Collapse.

 Annie Lowery does a good job running through what is about to happen in the world of cryptocurrencies. The biggest delusion among investors is "this time will be different." It involves the idea that this new thing is super smart because super smart people are working on it and super smart people don't make dumb mistakes. In reality, this is Keynes' "animal spirits" in digital form. 

Ultimately, the best we can hope for is that crypto does not destroy the adjacent financial institutions. Libertarian orthodoxy would suggest that commercial banks would not engage in such risky investments in a time when the government is being run by a corrupt buffoon. You can't count on a 2008 competent bailout with these thieves in charge. Still, the allure of a quick buck will be irresistible, and the entire financial system could be body slammed.

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